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Applicant Information
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Funding
Your funds will not be transferred until all of your accounts are approved.
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Branch Selection
Credit Card Information
Additional Loan Information
Applicant Information
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Eligibility
Because membership is required to take advantage of this wonderful loan product, please tell us how you qualify for membership.
I am an existing member (Click and enter your active IUCU account number)
I currently live in a qualifying Indiana county (Click to select your county)
I work in a qualifying Indiana county (Click to select your employer's county)
I am an immediate family member of a current IU Credit Union member (Enter Member's Full Name)
(Enter Relationship)
I am a member of the IU Alumni Association
If I am not approved for the above loan product,
Required Products
Select at least one of the following products required for membership
Membership Savings
Min Deposit: $5.00
You may select one of the following products
Available Products
Free Checking
- Minimum balance of $20 to open
- No minimum daily balance required
- No monthly service fee
- Free Debit Card
- Online & Mobile Banking
- Overdraft Protection Options (may incur fees)
Min Deposit: $20.00
APY (Annual Percentage Yield)
Your Selected Products
Please answer the following question(s)
Would you like to transfer other credit card balances to your new IUCU card?*
What credit limit amount would you like?*
Which credit card would you like?*
Protection that Matters
Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is available for most loan products
Would you like more information about protecting your loan payment or balance with Credit Life and Credit Disability Insurance from your lender?Debt Protection is available with most loans by the credit union. It is designed to cancel your loan payment or balance, up to the contract maximums, if a protected life event occurs. Available package options will include one or more of the following life events: Life, Disability or involuntary unemployment.
Would you like more information about protecting your loan payment or balance with Debt Protection from your lender?MEMBER’S CHOICE™ Guaranteed Asset Protection (GAP) is an optional protection product made available by the credit union. In the event of a total loss, GAP is designed to cancel the difference between your primary insurance settlement and the outstanding loan balance, up to the contract maximums. For more information, call or visit the credit union.
Would you like more information about protecting your loan with GAP from your lender?Mechanical Repair Coverage can help you limit the cost of covered vehicle breakdowns.
Would you like more information about Mechanical Repair Coverage from your lender?Read, Sign and Submit
Your application is not complete until you read the disclosures below and click the “I Agree” button which will submit your application.
You are now ready to submit your application! By clicking on "I agree", you authorize us to verify the information you submitted and obtain your credit report. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You certify that the information you are submitting is true and correct.
Email Agreements & Disclosures
The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.
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We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.
By clicking the "Continue" button above, you are agreeing to the terms of our user agreement.
Additional Applicant Information
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About Your Additional Applicant
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Reference Information
Contact Information
Current Physical Address
Identification
Financial Information
Monthly Expenses
Additional Information
Preferred Name
Speed up your application process by taking the BACK image of your US driver's license.
If you do not wish to use this feature, simply close this popup window and proceed.
Recommendation for best recognition:
* Use a dark background
* Make sure all four corners are visible
* Avoid glare
* Make sure image is in focus
Authorized User Information
Authorized Users
Authorized users can make purchases with the card. However, they are not the primary account holder and cannot make changes
to the account, such as requesting a credit increase or adding more authorized users. Primary account holders are responsible
for the repayment of all debts on the account, including all transactions made by authorized users.
Application Completed
Error
product limits exceeded for credit cards.
There was a problem with your request
Notification
Loan Submission Cancelled
We're sorry you have declined to use our automated prequalification system. If you prefer, please come to our offices to apply or call our Consumer Loan Department and a loan representative will be happily ready to assist you.
If you decide you would like to go through our instant decision process, please click on the following link to return to your application summary page and submit the application for decisioning.